With today’s low interest rates, deciding to buy a home is one of the best decisions anyone can make. Financing such a big purchase, however, often means combining savings with money borrowed through a financial arrangement, commonly referred to as a mortgage. Mortgages allow you to pay back the principal, or amount borrowed, plus interest,…
Don’t forget closing costs when buying a home Despite the low cost of carrying a mortgage these days, you should keep in mind “closing costs” in addition to your down payment for that dream home. These various charges can add up, and for the most part they are all legally required payments in buying a…
Arranging your mortgage doesn’t have to be a baffling experience Buying a home today is an extremely attractive proposition. Interest rates are at their lowest in decades and the housing market is full of homes to suit just about any budget or family requirement. Still, you’ll inevitably have to deal with financing and this will…
Buying or selling a home is no simple business transaction. It takes a team of experts and professionals you can trust to achieve your goals and protect your interests. Bringing in the right experts at the right time will ensure your purchase or sale goes smoothly and you don’t pay a big personal and financial…
A heating system converts fuel into heat which then flows through a house. The efficiency of a heating system depends on the amount of fuel consumed to meet heating needs. Using less fuel means your system has increased its energy efficiency. Check your heating system first One way to maximize output using the least amount…
It’s hard for an avid gardener to put down their spade come winter. That’s why so many choose to garden year-round. Whether it is wintering expensive outdoor annuals inside your home, investing in a small greenhouse or growing miniature indoor gardens on window ledges and in special containers, there are many ways to keep gardening…
One of the easiest, most cost-efficient ways of enhancing your home is with paint. With the advances made in paint over the past decade, there’s not much you can’t do with it indoors and outdoors. Gone are the days of the all-purpose can of paint. Today, there are paints available for specific materials and surfaces.…
WHY CHOOSE NIAGARA? Since I moved to the Niagara Region of Ontario Canada, many colleagues and friends have asked the question “What is it that led to you moving to Niagara?”. Aside from some personal factors such as being closer to family, I’ve compiled a list of 7 great “selling points” of the Niagara Region…..…
Owning your own home has a lot of payoffs, especially these days when mortgage rates are still among the lowest in 30 years. There are also many housing options available in a wide range of prices. Simply put, you can carry a home of your own for no more than what you would pay in…
The one thing about participating in the real estate market that confounds most consumers is the terminology and jargon that must be learned. But, as with any business, in order to be successful as a buyer or seller, it is necessary to become familiar with certain concepts and words. The real estate business is somewhat…
Just like you take a car for regular tune ups to ensure it continues to run smoothly, your home also needs some special attention. There’s a lot more to keeping up a house than cutting the grass and clearing snow from the driveway. Ensuring your home “looks” good and is in proper working order, not…
When consumers choose a REALTOR® to help them buy or sell a property, they are placing their trust in someone who is knowledgeable and who will protect their interests. A REALTORS® role is to provide clients with sound, effective, timely advice and professional service. More than ever, in today’s fast-paced, high-tech world, REALTORS® are being…
To most of us, electricity is simply flicking a switch or turning a dial to light up a room, cook supper or get instant entertainment. We take it for granted — that is, until there’s a power failure and we have to scramble to find flashlights, candles and matches in the dark. Making your home…
Window coverings play a leading role in the interior of home. They can help set atmosphere and can be both attractive and functional. Windows now come in a variety of new shapes and sizes, which has put increased demand on window covering manufacturers to create new products. Many new and custom-built homes have windows that…
Whether it is aircraft overhead, traffic on the street, a neighbour practicing the saxophone, or your own kids at play, often our homes are not as quiet and peaceful as we would like them to be. That’s why taking some measures to soundproof your home has lots of pay-offs. Not only will you reduce noise…
Real estate sections of public libraries abound with books on selling you home privately. In addition to pointers on sprucing up your home for maximum sale ability, they provide homeowners with tips on the “psychology of showing a house.” Yet, most homeowners choose to sell through a REALTOR®. Selecting a REALTOR® Finding the right real…
So you’ve decided you want to stop paying rent and buy your first home. You’re not alone. With interest rates at their lowest in decades, many people have discovered that mortgage payments can be significantly lower or at least comparable to the rent they are currently paying. Making the decision to become a homeowner is…
Spring is in the air and the busy gardening season is just around the corner. Not only can gardening be personally satisfying, but well-placed trees, shrubs, flowering plants and an attractive lawn can increase the value of your property. While the earlier you start, the better off you’ll be, don’t be too eager to get…
When you dream of your dream home, what do you see? Each of us has a vision of what it will be, but getting as close to that vision as possible is a practical, step-by-step process that begins with finding a REALTOR®. A REALTOR® is your best ally throughout the home buying process. He or…
In ancient times, windows were as common as doors in dwellings. But they were merely holes in a wall used to control the amount of light and air that entered a home. Appearance and style were not a consideration. We’ve come a long way since then. Today, windows in most homes combine science and technologies…
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The trademarks REALTOR®, REALTORS® and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned and administered by CREA. The trademark DDF® is owned by The Canadian Real Estate Association (CREA) and identifies CREA’s Data Distribution Facility (DDF®)
